San Rafael's Building Official issues permits for work that builds, alters or repairs a building, and the city lists the work that's exempt. That list doesn't settle whether a retrofit insulation job needs one, so don't assume it doesn't. You can check the city's list of permits and exemptions or take questions to the city's Building Division at 1400 Fifth Avenue before work starts.
When a job needs a permit, we pull it through the city or county office that covers your address and set up the inspection. If you're not sure whether yours needs one, I'll find out before we start, so the paperwork doesn't hold up the work or catch you later.
Around San Rafael, and in older homes in San Anselmo and Mill Valley, we see the same attics again and again. The insulation has settled thin, can lights poke up through it, and boxes cover half the floor. We work around what's stored up there, seal what we find and build the insulation back to an even depth.